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Frequently Asked Questions
SASMI Active Benefits
Most of your personal information, including your group hours, can be found on the member portal. After you log in go to “Eligibility & Activity” on the top of the screen and scroll down to the appropriate stabilization period.
To apply for any SASMI benefit, you can contact SASMI and we will send one out to you or you can contact your local union. A Local Union Representative will need to sign your application before it can be processed by SASMI.
In most cases, receiving a benefit as an active member reduces your retiree (HCRA) benefit. However, benefits like the Annual Physical Exam Benefit and the Vaccination Benefit are not “deduct” benefits and will not have an impact on your future active or retiree SASMI benefits.
Yes you can! You can apply for both benefits during the same stabilization period. Receipt of the Welfare Benefit will not reduce your Supplemental Unemployment/Underemployment benefit.
Visit https://www.sasmi.org/member-portal-login/ and click on “Need a New Login” to get started. There’s also a quick video you can watch to help you register. Note that you will need your IA Number (must enter 8 digits), Social Security Number, and date of birth to register.
Yes. If you’re not working, or you’re working less than the average number of hours due to an illness or injury, you are eligible for benefits even if you are not receiving state unemployment benefits. To receive the benefit, you must provide medical documentation of your inability to work. You can contact SASMI and we will send one out to you or you can contact your local union. A Local Union Representative will need to sign your application before it can be processed by SASMI.
You can enter your bank account information and set up direct deposit from the member portal when you apply for online benefits, like the Annual Physical Benefit. Just upload a copy of a voided check. If you had previously applied for an online benefit, verify the information on file is still correct. If so, you will not need to upload another copy of a canceled check.
Yes! If your local union welfare plan allows it, you can set up automatic payments of your premiums from your HCRA account. If your welfare fund is not able to do this, then you may submit claims for reimbursement.
If you pass away prior to retirement and if the contributions made on your behalf are greater than the benefits paid out, you may qualify for the Death Benefit. The benefit payable is based on a schedule using your years of Future Service Credit. Your surviving spouse is also eligible for up to 18 months of COBRA Continuation Coverage.
Your HCRA can still be accessed by your surviving spouse. Your beneficiary may be eligible for the Retiree Death Benefit, depending on how many years you’ve been retired.
You can change your bank account information and set up direct deposit only when you apply for online benefits through the member portal. If the information on file is no longer correct, you will need to upload a copy of a voided check to make changes. You can also contact the office and a representative can assist you.
You can check your SASMI benefits, including how much has been contributed, how much SASMI has paid to you, or how much you have in your HCRA on the member portal.
Yes! If they’re covered under your local’s health plan as your dependent, you will be eligible to receive SASMI’s Annual Physical Benefit on their behalf for receiving a physical exam. Spouses and children are eligible for $100 each per calendar year. As the member, you are eligible for $200 per calendar year. The maximum the whole family can receive each year is $600 total.
If you have received Supplemental Unemployment/Underemployment Benefits for two benefit periods, you are not eligible for either the third or fourth period of benefits unless you worked at least 10% of the applicable group hours in the previous stabilization period or had a verified disability.
In general, you cannot receive active benefits that equal more than 200% of the contributions received on your behalf. Your eligibility to receive benefits that equal up to 200% of contributions is capped at $100,000 in benefits. If you have received benefits equal to or in excess of $100,000, additional benefits will only be paid up to 100% of the contributions paid on your behalf.
If your eligibility for SASMI benefits ends after you receive benefits for 1, 2 or 3 stabilization periods, you can become eligible (or recycle) once you meet the initial eligibility requirements again. If you work during a stabilization period and you draw a SASMI active benefit, that period cannot be counted toward reestablishing eligibility.
SASMI Retiree Benefits (HCRA)
Once your HCRA is approved, SASMI orders your original HCRA cards (you will receive 2) that will be sent to you upon production. If you lose your card or desire additional cards you can request replacements or additional cards online thru the SASMI WEX Portal.
WEX is our HCRA vendor. Your HCRA debit card is issued through WEX, and to manage your expenses, you can visit the WEX Portal or download the SASMI HCRA app.
Depending on the terms of your SMART collective bargaining agreement, you may be eligible for a HCRA-B Benefit. The HCRA-B functions just like the regular HCRA Benefit, but the HCRA-B balance is equal to your contributions and compounded interest credits made by your employer on your behalf during your career.
The Service-Based HCRA replaces the former Retiree Health Premium Benefit. Some participants with 25 years or more of service at retirement may be eligible to receive a $12,000 deposit to their HCRA.
Unfortunately, no. The HCRA can only be used for eligible health care expenses. For a complete list of eligible expenses, visit https://www.irs.gov/pub/irs-pdf/p502.pdf. NOTE: The SASMI Trustees have excluded expenses related to the construction industry.
Your SASMI: General Questions and Updating Your Personal Information
New Summary Plan Descriptions (SPDs) that describe SASMI’s active and retiree benefits as of January 1, 2022 were mailed at the beginning of 2022. If you did not receive a copy, make sure the address we have on file for you is up to date on the member portal. If you became eligible for SASMI benefits after the SPDs were mailed, you may view an electronic copy or email the Fund Office at office@sasmi.org to request a hard copy be mailed to your home.
To apply for any SASMI benefit, login to the member portal or contact the SASMI Fund Office for assistance.
Your local union keeps beneficiary information on file. Contact your local to change your beneficiary.
You can change your bank account information and set up direct deposit only when you apply for online benefits through the member portal. If the information on file is no longer correct, you will need to upload a copy of a voided check to make changes. You can also contact the office and a representative can assist you.
You can update all of your personal information on the member portal. Just navigate to the profile page. At the bottom of the page, you will be prompted to click a link.
SASMI Trust Fund
3180 Fairview Park Drive
Ste. 150
Falls Church, VA 22042
Once you log in to the member portal, you’ll be able to see all of your personal information, including your current contribution amounts, benefit amounts you’ve received, etc.
Here’s a link.
Visit https://www.sasmi.org/member-portal-login/ and click on “Need a New Login” to get started. There’s also a quick video you can watch to help you register. Note that you will need your IA Number (must enter 8 digits), Social Security Number, and date of birth to register.
Visit the Member Portal
Watch the video to find out how to register for the member portal.
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Learn more about your SASMI benefits!
SASMI Fund Financial Information
SASMI Compilation Report (pdf)
Summary Annual Report 2021 (pdf)
Participating Locals and Employers
SASMI Locals and Areas (xls)
Plan Documents
Active Members
Benefits Brief (pdf)
Full Plan Description (pdf)
Summary Plan Description (pdf)
Retired Members
Benefits Brief (pdf)
Full Plan Description (pdf)
Summary Plan Description (pdf)
Privacy
HIPAA Privacy Policy (pdf)
Forms
Log into the portal for all active and retiree forms
Videos
Visit our educational video library to learn more about SASMI.